Our Blog
Gain clarity and confidence in your financial future. The SSG Companies Blog shares expert insights on wealth transfer, succession planning, and business transitions—helping high-net-worth families preserve and grow their legacies.
Wealth Transfer
The permanent exemption didn’t fix the liquidity gap—and it’s the gap that kills plans.
A high exemption changed the math. It didn’t change the risk.
The exemption went up. The case for ILITs didn’t go away.
A resource for financial advisors, CPAs, and attorneys serving business owner clients.
Business Transition
What happens when a business owner doesn’t plan their exit—and why it costs more than you think.
Your buy-sell agreement is only as good as the money behind it.
If your business can’t survive without you, it isn’t worth what you think it is.
A self-assessment for business owners—and a resource for the advisors who serve them.
ESOP Repurchase Liability Funding
The warning signs every ESOP board and trustee should be watching for.
The warning signs every ESOP board and trustee should be watching for.
Which repurchase liability strategy actually works for ESOP companies?
A resource for ESOP trustees, fiduciaries, and the advisors who serve ESOP companies.
Executive Benefits
They know the 401(k) won’t get them there. The question is whether you’ll close the gap—or their next employer will.
The retention gap is not about generosity. It’s about math.
Which executive benefit strategy fits your company? A comparison guide.
A resource for business owners, CFOs, and the advisors who serve them.
For Advisors
How CPAs, attorneys, and financial advisors can reopen the estate planning dialogue in a post-sunset world.
The gaps that CPAs, attorneys, and financial advisors can identify before the deal falls apart.
How ESOP advisors, CPAs, and attorneys can add value by surfacing the funded obligation gap.
How CPAs, attorneys, and financial advisors can introduce executive benefit solutions to retention-challenged clients.
Life Insurance
The Use of Corporately Owned Life Insurance to Fund Corporate Liabilities
Executive SummaryCorporately owned life insurance (COLI) has long been used by organizations to fund future liabilities, stabilize benefit programs, and manage long-term financial risks. Over the...
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Whole Life vs. Indexed Universal Life: Which Policy Is Right for You?
When it comes to permanent life insurance, two popular options often compete for attention: whole life insurance and indexed universal life (IUL) insurance. Both offer lifelong coverage and a cash...
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ESOP Sustainability
ESOP Sustainability Brief An ESOP succeeds over decades only when its capital structure, cash flow, and repurchase obligations are managed with discipline. Most companies wait too long to confront...
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Charitable Giving with Life Insurance: Enhancing Your Legacy
Charitable giving through life insurance offers a strategic way to enhance your legacy while benefiting from various tax advantages. This approach allows you to make significant contributions to...
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Is It More Efficient to Leave a Charitable Legacy with Life Insurance?
Giving back is more than a gesture for many high-net-worth individuals (HNWIs); it reflects their enduring values. Whether supporting a long-time cause or a nonprofit aligned with their legacy,...
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Understanding the One Big Beautiful Bill Act
The “One Big, Beautiful Bill” (OBBBA) represents a significant shift in U.S. tax policy, bringing a mix of permanent and temporary changes. This is more than just political rhetoric; it has real...
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